Our Solution

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In Person Payments

From a bustling retail store or fast-paced restaurant, we know your business never stands still — and neither do we. To be competitive, you need a payments partner with experience, reliability and unrivalled industry acumen.

  • Easy install

  • We talk you through every step

  • You’re never alone, our customer service is second-to-none!

  • We are a trusted worldwide leader in the payment processing space

  • We’ll help you choose the right terminals for your needs

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Virtual Payments

At UrPay, we make it very easy and secure to accept virtual transaction payments. Our team will consult with you to find the best virtual terminal or online platform that allows your business to process payments seamlessly and stay on the forefront of technology.

  • Seamless integration

  • We will help you every step of the way

  • Our solutions are highly secure to protect your business and your customers

  • You are never alone, our customer services is second-to-none

Zero cost processing

A revolutionary payment platform that allows merchants to eliminate their credit card processing fees. In the past, merchants had to absorb the cost of credit card transactions. Due to changes in card network rules, merchants now have the option to charge different prices for cash and credit card transactions.

How does it work?

  • Notify customers of the different higher listed price (credit) and the lower listed price (debit/cash)

  • Credit card fee surcharging applies the standard adjustment for credit to all purchases

  • Cash and debit payments automatically receive the discount

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Monthly Transactions

Third Party Fee

Credit Card Fees

Total Monthly Cost

Total Annual Cost

Without Surcharge

$93,492.29

$0.00

$2,661.72

$2,661.72

$31,940.64

With Surcharge

$93,492.29

$39.95

$0.00

$39.95

$479.40

Annual savings: $31,461.24