Our Solution

urpay-background-overlay.png

Card present

In Person Payments

From a bustling retail store or fast-paced restaurant, we know your business never stands still — and neither do we. To be competitive, you need a payments partner with experience, reliability and unrivalled industry acumen.

  • Easy install

  • We talk you through every step

  • You’re never alone, our customer service is second-to-none!

  • We are a trusted worldwide leader in the payment processing space

  • We’ll help you choose the right terminals for your needs

Card not present

Virtual Payments

At UrPay, we make it very easy and secure to accept virtual transaction payments. Our team will consult with you to find the best virtual terminal or online platform that allows your business to process payments seamlessly and stay on the forefront of technology.

  • Seamless integration

  • We will help you every step of the way

  • Our solutions are highly secure to protect your business and your customers

  • You are never alone, our customer services is second-to-none

Reduced Cost Processing

A revolutionary payment platform that allows merchants to dramatically reduce their credit card processing fees. In the past, merchants had to absorb the cost of credit card transactions. Due to changes in card network rules, merchants now have the option to discount cash and debit transactions.

How does it work?

  • Notify customers of the different higher listed price (credit) and the lower listed price (debit/cash)

  • Cash and debit payments automatically receive the discount

Seamless Onboarding

The strength of our offering comes down our robust understanding and knowledge of the compliance and credit risks associated with various industries. This allows us to take a nuanced approach in the early stages of onboarding to gather the relevant information from a merchant from the outset, limiting any time wasted in boarding a merchant through credit risk departments.

How does it work?

  • Merchant is issued an application and prevet form

  • UrPay collect processing statements, business financials, return policies and typical chargeback amounts

  • UrPay perform a prevet check on the merchant based on the analysis of their credit profile and qualify the merchant at this point

  • Qualified merchants are automatically boarded through Card Connect

  • Fiserv then complete KYC and issue terminals or gateway credentials